Debt Payoff Calculator | Avalanche vs Snowball | Affirming Dads | AffirmingDads

Debt Payoff Calculator

Avalanche vs Snowball—find your fastest path to debt freedom

Your Debts

Debt Name

Balance

$

APR %

Min Payment

$

Extra Monthly Payment (Optional)

$

Even $50/month extra can save thousands in interest

Payoff Strategy

Avalanche (Highest Rate First)

Mathematically optimal. Saves the most money.

Snowball (Lowest Balance First)

Quick wins for motivation. Psychology-based.